The law of January 1, 2018 on mortgage
In 2017, a real demographic collapse occurred in Russia. According to Rosstat, it was not more than 100 thousand people. There is a reduction in the rate of death. Compared to 2016, the number of births decreased by more than 11%. I couldn’t be able to predict that I could continue until 2035. I’ve reached a law on mortgages.
Subsidized mortgage differs from state support by a certain period of validity. Although the issuance mechanism will be similar to 2015-2017.
Mortgage at 6%
As early as 2017, Prime Minister D. A. Medvedev spoke about possible preferential mortgages at 6-7% per annum. This was made possible for several reasons, namely:
- stabilization of the economic situation in the country;
- projected low inflation (3-4%);
- according to the Central Bank, almost 10%;
- increase demand for the mortgage product.
Families with children purchase housing. He also instructed to approve order.
Government Decree No. 1711 of December 30, 1717, rules of preferential mortgages were officially published on January 10, 188. The term of the law is 01/01 / 18-31.12.22. 600,000 rubles have been financed for the project, 500,000 rubles, and 500,000 Russian families will be able to use it.
At the same time, it’s possible to make a decision on how to make a business. .
Completion of mortgages with state support in 2017 could lead to a serious crisis in the construction industry.
Terms and conditions
In accordance with the rules of the family of children. As a result, the government will compensate for the loss of up to 6%. Income will be equal to the difference between the market rate and 6%. It has been calculated that the amount has been calculated by the Central Bank + 2%. If you want to take part in the program, it wants to take part in the program.
The Capital Bank and the AHML. The application can be submitted through the offices of partners.
This program includes the following:
- rate (%) - 6;
- the first installment (%) - 20;
- for the third child of 3 years, on the 3rd - 5 years;
- Max. loan amount (rubles): capital / Moscow Region and St. St. Petersburg / LO - 8 million, other Russian regions - 3 million;
- types of real estate - purchased during the construction of the equity agreement.
The program has a long-term nature and is designed for 5 years.
You can’t become a citizen of the Russian citizenship. certificates of children. A loan at 6% is issued immediately, bypassing any other instance. The borrower must also issue 2 insurance contracts (personal and purchased real estate). In addition, the requirement is in strict compliance with the conditions prescribed in the contract.
Additional subtleties of the mortgage
If you’re a family woman, you’ve already received a mortgage % for a period set by the state.
This is the second time that the grace has been received. If you are a baby, you will be able to make it. In addition, families in the mortgage.
This is a question about what kind of a child needs to be.